Mister Gas Blog

If your credit score has taken a beating lately due to the poor economy, like so many families in America, there are steps you can take to minimize the impact this has on your ability to borrow. What you need to know are ways to improve credit score that will get your credit repaired quickly and with a minimum of hassle. The first thing you need to do is get yourself on a strict monthly budget that allows you to live within your current income, wherever that income may be coming from. Another important action to take is to pay down any credit card debt that you are currently carrying. In general, carrying a credit balance over one third of your credit limit on a particular credit card will have a negative effect on your credit score (also a culture FICO score). So paying down these credit card balances will help. It also will cut down dramatically on the high interest expenses you are no doubt accumulating by carrying these high balances.